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Real Help, No Pressure

Talk to a Licensed Insurance Agent

Skip the confusion. A state-licensed agent compares your options, checks whether you qualify for savings, and handles the enrollment paperwork for you. It is completely free.

Free quote · No obligation · Takes ~60 seconds

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Where are you located?

Plans and subsidies vary by ZIP code.

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What a licensed agent does for you

Shopping for health insurance alone is confusing, and the wrong plan can cost you thousands. A licensed agent does the comparison work for you, then stays available to answer questions and manage your enrollment from start to finish.

  • Compares plans from top national carriers
  • Checks whether you qualify for ACA subsidies
  • Explains deductibles, copays, and networks in plain English
  • Handles the enrollment paperwork for you

Why it costs you nothing

Our agents are compensated by the insurance carriers when you enroll, not by you. That means your premium is exactly the same whether you use one of our licensed agents or go direct to the carrier, so there is no reason to navigate it alone.

No pressure, ever

A good agent helps you make a confident decision on your own timeline. Submit the quick form or call us, and a licensed agent will follow up the same business day with options that fit your needs and budget. There is no cost and no obligation to enroll.

Get matched with a licensed agent

Free, no obligation, and most clients hear back the same business day.

Get My Free Quote

Prefer to talk? Call (866) 604-2309

State Licensed

All 50 states

SSL Encrypted

TLS 1.3 secured

No SSN to Quote

Just basic info

Always Free

No broker fees, ever

Call (866) 604-2309

Mon–Fri 9am–6pm EST

Common Questions

Frequently Asked Questions

Yes, 100% free. We are a licensed insurance broker compensated by insurance carriers when you enroll. You never pay us anything — your premium is the same whether you use a broker or go direct.
No. Affordable Insurance Plans is a private, independent, licensed insurance agency. We are not affiliated with, endorsed by, or connected to HealthCare.gov, any state marketplace, CMS, or any government agency. We help you compare plans and enroll through licensed agents.
For people under 65, we compare ACA marketplace plans, private (off-exchange) major medical, short-term medical, fixed indemnity, dental and vision, and supplemental coverage. A licensed agent matches options to your budget, health needs, and state.
During business hours (Mon–Fri 9am–6pm ET), most clients hear back within 15–30 minutes. After-hours submissions are returned first thing the next business day.
No — not to get a quote. An SSN is only needed if you decide to formally enroll in a plan, and only at that point.
It depends on your household income and size, and subsidy rules changed for 2026. Some households still qualify for premium tax credits on ACA plans; others now pay full price and do better with a private or short-term option. A licensed agent will check your eligibility for free before you decide anything.
Employer coverage often locks out marketplace subsidies, but we can still review your situation. If your employer coverage is too expensive or lacks benefits you need, there may be alternatives worth exploring.
Absolutely. All data is encrypted in transit (TLS 1.3) and at rest. We never sell your data to third-party marketers. Your information is shared only with licensed agents working on your quote.