Dental & Vision Insurance

Why dental and vision are usually separate

Adult dental and vision care are generally not included in standard medical plans, so most people add them as separate coverage. That is normal, and it is usually inexpensive relative to the cost of paying out of pocket for cleanings, exams, glasses, or dental work.

A licensed agent can bundle dental and vision with your medical plan or set them up on their own, whichever makes sense for your budget.

What dental and vision plans typically cover

Coverage varies by plan, but common benefits include:

• Routine dental cleanings, exams, and X-rays
• Fillings, and a share of larger procedures like crowns
• Annual eye exams
• An allowance toward glasses or contact lenses