Terms of Service

1. About Our Service

Affordable Insurance Plans is an independent licensed insurance broker. We help individuals and families find and compare ACA-compliant health insurance plans. We are not an insurance carrier and we are not affiliated with the federal government or healthcare.gov.

2. No Guarantee of Coverage or Rates

Submitting a quote request does not guarantee coverage, a specific premium rate, or subsidy eligibility. Final plan details, premiums, and eligibility are determined by insurance carriers and government marketplace eligibility rules at time of enrollment.

3. Free Service

Our quote service is free to you. We are compensated by insurance carriers when you enroll in a plan through one of our agents. Your premium cost is the same whether you use a broker or enroll directly with a carrier.

4. Your Representations

By using this service, you represent that:

• You are at least 18 years of age
• The information you provide is accurate and complete to the best of your knowledge
• You are seeking information about health insurance for yourself and/or your household

5. Communications Consent

By submitting a quote request, you consent to receive calls, texts, and emails from our licensed agents and partners regarding your health insurance options, as described in our Privacy Policy. You may opt out at any time.

6. Limitation of Liability

To the maximum extent permitted by law, Affordable Insurance Plans shall not be liable for any indirect, incidental, or consequential damages arising from your use of this site or reliance on any information provided herein.

7. Contact